What Is Rural Water Insurance?

No matter what industry you’re in, you need indemnity protection to secure your organization’s financial interests and future. Water suppliers are no different: Their operations involve unique risks not faced by most other utility providers. Keep reading to learn how rural water insurance can provide the protection you need. 

Coverage for Smaller Districts

Rural water coverage does exactly what it says on the tin: safeguarding rural and small municipal water providers against financial losses. This indemnity protection encompasses a wide range of essential insurance products:

  • General liability
  • Products and completed operations
  • Commercial auto and non-owned auto
  • Worker’s compensation
  • Property and inland marine coverage
  • Equipment breakdown insurance

Rural water indemnity products typically include add-ons addressing pollution claims: liability, on-site, off-site and in transit. You can also elect special coverage for cyber attacks, including extortion, ransomware and theft. Employee fidelity add-ons pay for losses from worker dishonesty and illegal activity. Errors and omissions insurance protects against major losses from professional negligence and errors in judgment.

Getting the Right Protection

Just like large metropolitan water suppliers, rural and small municipal water districts need powerful insurance protection. A well-designed rural water coverage package provides that protection. Work with a trustworthy insurer that offers a complete menu of coverages that meet your organization’s needs.